Where is America's Retirement Headquarters located?

Our office is at 1700 Woodlands Drive, Suite 100, Maumee, OH 43537. We serve clients throughout the greater Toledo area, including Maumee, Perrysburg, Sylvania, and Bowling Green. You can reach us at 419-842-0550.

Is America's Retirement Headquarters the same firm as The Retirement Guys Formula?

Yes. America's Retirement Headquarters (ARHQ) is the brand name of our practice. The Retirement Guys Formula, LLC is our registered investment advisory entity, which is why you may see that name on regulatory filings and disclosures. They are the same firm, led by Nolan Baker, at the same Maumee, Ohio office.

Advisory services are offered through The Retirement Guys Formula, a Registered Investment Adviser, meaning we are held to a fiduciary standard on the advisory side of our work. We'll always explain how each recommendation and our compensation work before you make any decision.

How much do I need saved to work with a retirement planner?

There is no set minimum to begin. Our first conversation focuses on your goals, income sources, and concerns, and from there we'll outline whether and how we can help. Many people come to us in the years just before or just after retirement.

How is a retirement income plan different from just investing?

Investing focuses on growing assets. A retirement income plan coordinates how your income, taxes, healthcare, and legacy work together so your money lasts and is drawn down tax-efficiently. We focus on the income stage of retirement, not just portfolio growth.

Can you help with Medicare and Social Security timing?

Yes. We help coordinate Medicare enrollment and Social Security claiming decisions as part of your overall plan, since both have a direct impact on your retirement income and taxes.

What areas do you serve?

We're based in Maumee and work with retirees and pre-retirees across the greater Toledo region and Northwest Ohio, including Perrysburg, Sylvania, Bowling Green, and surrounding communities. Meetings are available in person, by phone, or over Zoom.

Taking Retirement From Good To Great

We help retirees and pre-retirees across Toledo, Maumee, & Ohio and coordinate income, taxes, healthcare, and legacy into one clear, confident plan.

4.8 50+ Google reviews

How Do We Actually Take Your Retirement From Good To Great?

Retirement success isn’t about one decision; it’s about how your income, taxes, healthcare, and legacy work together over time. Most retirees address these areas separately, which often leaves costly gaps. Our process brings these pieces together into one coordinated strategy, helping you make smarter decisions, avoid unnecessary risk, and move forward with clarity and confidence.

Get your free plan.

In your first financial planning session, we’ll review your goals, answer your questions and build a personalized plan that’s yours to keep.

Tax What-If Analysis

Our Tax What-If Analysis uncovers how taxes could impact your retirement income, reveals opportunities to lower future tax bills, and provides a roadmap to help you keep more money working for you—not the IRS.

All-Weather Portfolio Review

A complimentary consultation to review your retirement strategy, identify risks, and discuss how to build an all‑weather plan designed to navigate market and tax changes with confidence.

Medicare Checkup

Our Medicare Checkup reviews your plan from enrollment to annual updates, ensuring healthcare needs are met, coverage is maximized, and savings opportunities are uncovered.

What Our Clients Have To Say

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Marty Koch

I have been with his establishment since its inception. They have treated me well and invested wisely. I have recommended them to numerous friends and family and everyone is doing great.

Lori Mika

Nolan and his entire team are professional, friendly and knowledgeable. We enjoy working with everyone.

Lori Kertesz

The team at ARHQ is top notch and we feel extremely comfortable and confident in their ability to help set us up for financial independence in retirement! So glad that we listened when our friends suggested this group!

Linda Mills

Nolan has been very good with our funds. (Ron always enjoyed working with him and Courtney, especially when he could tease Courtney.) Since Ron's passing Nolan has taken good care of my funds and keeping them in safe investments. I totally enjoy working with Nolan, Courtney and Jenny (I have not had the need yet for some of his other staff members). And over the years they aren't just business - they are FRIENDS...... So, they are great to work with and make you feel very comfortable and explain options they recommend. Been with them since 2006.

LuAnn Jerger

They are so helpful with investing and really care about their clients.

Ken Swint

The staff at America's Retirement Headquarters does a great job and is willing to help resolve all your financial problems. Nolan Baker and his team are great.

Glenn Webster

Our experience with America's Retirement Headquarters has been very helpful. One of the key items that helped us is the commitment they have to help us to understand the basis of their investment protocols. Every interaction we have had has been enlightening. One of the things that they do is evaluate every client's holdings on a monthly basis. They are very proactive and helpful. We strongly recommend America's Retirement Headquarters.

Gary Troknya

I never give a 5 or 10 review because there always room for improvement.

ERIC COLLIER

"Nolan and his team are easy to reach and incredibly helpful. They take the time to sit down with you, answer every question, and provide the strategic insights needed to maximize your portfolio's value. I highly recommend them."

Carl Meyer

The staff at the Retirement guys have benn extremely helpful. Nolan Baker has been very trustworthy and truthful.

The How To Retire Series

Join our retirement specialists, featuring Nolan Baker, President & CEO of America’s Retirement Headquarters (ARHQ) — as they explore the strategies behind a successful retirement. Each episode breaks down practical steps on how to retire confidently and, more importantly, how to take your retirement from good to great.

America's Retirement Headquarters (ARHQ) In The Media

Start taking your retirement to the next level, listen live every Saturday at 12 PM on WSPD or stream anytime on Spotify, Apple Podcasts, and more.

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What Is Your Retirement
Readiness Score?

How secure is your retirement? Take the 2-minute assessment and discover how to take your retirement from Good to Great.

More flexibility to grow at your own pace.

Here’s a quick glimpse of the services we offer. You might not need all of them right now, but you can rest easy knowing they’re here for you when you’re ready. Each service we offer is designed to work in harmony, creating a comprehensive strategy that elevates your retirement from simply sufficient to truly successful.

Independent Income System

Investment Management

Long-Term Care Protection

Retirement Income Planning

Tax Planning Strategies

Estate & Legacy Planning

Life Insurance

Medicare

Private Wealth

Get Your Personalized Retirement Plan

Take control of your financial future. Sit down with one of our retirement specialists to see how our approach and how it can help take your retirement to the next level with a plan that reflects your goals and ambitions. With personalized support and transparent fees, we’ll help you build a legacy that lasts.

The Retirement Planning Guide Your Financial Advisor Probably Never Gave You

This complimentary guide, written by America’s Retirement Headquarters (ARHQ), walks you through the 30 critical questions every retiree needs to answer, covering your income, your taxes, your healthcare, and your legacy. If even one of these gaps exists in your plan, it could cost your family tens of thousands of dollars. You didn’t work for 30+ years just to spend retirement hoping everything works out.

Download your complimentary guide today and learn how to take your retirement from good to great!

Start Your Retirement Planning Roadmap Journey Today!

Our retirement specialists will help you discover what’s possible when every piece of your retirement plan works together to create a clear, confident path forward.

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